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If you’re in the process of buying a property, you might be wondering what questions you should ask your estate agent and if you have missed anything important. We know the whole house-buying process can be overwhelming, especially if you’re a first-time buyer. From property viewings, securing a mortgage and all the legal side …
9 things to ask your estate agent when you’re buying a property Read More »
When you’re looking to buy a home, one of the first things you’ll hear about is the importance of your credit score. Whether you’re a first-time buyer or looking to remortgage, understanding your credit score and its impact on your mortgage application is important to ensure you secure a good mortgage deal. Your …
What are Credit Scores and why are they so important? Read More »
Buying a new build home can be an exciting process, but many buyers often wonder if they can negotiate the price. Unlike buying a pre-existing or older property, negotiating with a builder or developer, rather than the typical seller may involve a different approach. Developers have fixed costs and profit margins, but that doesn’t …
Moving house can often be a long and frustrating process, and a lot of the time you may be relying on others further down the chain to push things along. We also know that it can be stressful if you need to move for a particular reason, for example, if you are relocating for a …
Bradford house prices and rents are increasing faster than the rest of Yorkshire, according to the Office for National Statistics (ONS). Statistics show the average house price in Bradford was £180,000 – a 7.4% rise on the previous year. But according to reports, the average house price across the rest of Yorkshire and the …
Bradford records fastest growing house price rise in Yorkshire Read More »
If you are considering buying a new home, you have probably noticed the large developments of ‘new build’ properties popping up on the edge of towns and cities in recent years. You may have also heard the term ‘new build’ used within your social circles and friendship groups – but what classifies as a …
New analysis from property website Rightmove reveals that homeowners of five-bedroom properties who own outright could unlock almost half a million pounds, simply by downsizing. Rightmove’s analysis highlights the cash-equity release opportunities for those ready to downsize to a smaller home, before moving costs such as stamp duty and conveyancing. On average, …
If you are renting a property and your landlord decides to sell up, you may feel confused, vulnerable and worried about what it means for you as a tenant. You might be questioning whether this means you will need to move out, or if your rent payments will go up. In this article we …
My landlord wants to sell – What rights does a tenant have? Read More »
Barclays is reportedly making cuts to a selection of mortgage products across its residential purchase, remortgage and reward ranges, which could help those looking to buy. According to Sky News, the most notable rate change will be the bank’s five-year fixed rate for home buyers with a 60% loan-to-value (LTV) ratio and a £899 …
If you’re a first-time buyer, one of the first (and most important questions) you will be asking is how much you can afford to spend on your home. In most cases, the amount you can afford will depend on the amount you can borrow from lenders and mortgage providers. Your affordability is …
