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Martin Lewis Urges

Money Saving Expert Martin Lewis urges government to help ‘mortgage prisoners’

Martin Lewis is urging the government to do more to help ‘mortgage prisoners’ who have been stuck on high-interest rates since the 2008 financial crisis.   The call comes a year after a report outlining a solution to the problem was published, but is yet to receive a response from the government.   As explained …

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Stamp Duty Land Tax warning as bogus refund claims

Stamp Duty Land Tax warning as bogus refund claims leave buyers out of pocket

People who have purchased a property should be warned of the risks associated with using companies that claim to offer help with stand duty land tax (SDLT).   Sometimes, companies contact buyers claiming that they can obtain a refund for part of the SDLT already paid to HM Revenue and Customs (HMRC) after the purchase …

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Independent Legal Advice ILA

Independent Legal Advice (ILA) – What you need to know

The requirement for obtaining an ILA has become increasingly common since the House of Lords guidance in the case of Royal Bank of Scotland v Etridge (No 2), where Independent Legal Advice is now required for a lot of mortgage and loan products.   Why is this required? The courts have concluded that lenders are …

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