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If you are thinking about buying your first home within the next few years, it might be worth opening a lifetime ISA (LISA). If you fancy getting a bonus just for saving money, as well as receiving tax-free interest on your savings, it could be something to think about. A lifetime ISA is available …
Lifetime ISA for first-time buyers explained – How they can help Read More »
House prices have risen for the first time in six months, according to new data from The Halifax. It was revealed in The Halifax’s October House Price Index that house prices were up 1.1% – making it the first increase since March. According to the data, the increase means that the typical UK home …
House prices have fallen across 80% of the UK this year as higher mortgage rates continue to dampen the demand for new homes, figures reveal. But could the drop in prices mean that now is a great time for first-time buyers to step on the property ladder? Zoopla’s latest House Price Index shows that …
House prices fall across 80% of the UK, figures show Read More »
The requirement for obtaining an ILA has become increasingly common since the House of Lords guidance in the case of Royal Bank of Scotland v Etridge (No 2), where Independent Legal Advice is now required for a lot of mortgage and loan products. Why is this required? The courts have concluded that lenders are …
Independent Legal Advice (ILA) – What you need to know Read More »
Japanese Knotweed is an invasive species, and its presence can open several potential liabilities for property owners as well as structural risk to property. Japanese Knotweed grows rapidly up to 10cm per day and because of its rapid growth, it has been known to cause extensive damage to building structures which can prove to be …
What is an Energy Performance Certificate (EPC)? Did you know that buildings are responsible for almost 40% of the UK’s energy consumption and carbon emissions? Energy Performance Certificates (EPCs) promote the improvement of the energy performance of buildings, and are intended to identify ways in which the energy consumption of buildings and associated costs …
Am I eligible? Under the Right to Buy scheme, you may be eligible to purchase your council home. Before making an application, you should check you meet the following criteria: The property must be your only or main home The property is self-contained You are a secure tenant You have been a public sector tenant …
You’ve finally got your keys and are now settling into your new home. However – work on your file is still ongoing for your conveyancer. The next step for us would be to register your purchase with the Land Registry. Stamp Duty Land Tax and Land Registry applications are required to be submitted within …
When one or more people own a property, a trust automatically arises. The legal title can only be held as joint tenants, but the beneficial interest can be held as one of two forms (Joint Tenants and Tenants in Common). During the conveyancing process, purchasers will be advised as to both forms, and it is …
I only started working at Oakwood Property Solicitors in January. Every day I get to meet a wide variety of people, some of them even famous (off the TV). They come in and I’ll go through all the paperwork they have brought in, making sure they have signed it and completed it the best they …
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Deborah joined Oakwood Property Solicitors in 2024, having already had twenty-six years’ experience in Conveyancing under her belt. She has been qualified as a Solicitor for almost thirty years and has prior experience as the Head of a Property department.
Whether it be for a first-time buyer, someone looking for their forever home or a client aiming to downsize later in life, Deborah strives to help people to achieve what they need to do.
